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Infrastructure for the next era of finance

Build. Pay. Save.

We are the first 100% EU-native infrastructure for on-chain finance. Enabling banks, fintech and merchants to integrate new services without headaches.

Begin the journey
Trusted across
  • Bank
  • Neobank
  • Merchant & E-commerce
  • Fintech
  • POS Provider
  • Asset Manager
  • Payment Service Provider
+0
Countries served
0
Payment rails integrated
+0
Currencies worldwide
0%
White-label by design
The Aurea Journey

From a single API to a full financial stack.

01 — Identity

Compliant onboarding, by default.

KYC, KYB, AML and travel rule baked in. One verified identity unlocks every module — wallets, cards, accounts, RWA.

02 — Money

Multicurrency by design.

EUR, USD, GBP and stablecoin balances inside one ledger. Atomic FX and programmable holds — no batch jobs.

03 — Rails

Four rails, one API.

SEPA Instant, card networks, stablecoin and Monerium — composable behind a unified payment object.

04 — Intelligence

Risk and yield, programmable.

Streaming risk scoring, audited yield vaults and tokenized RWA — production-ready, not science projects.

Trusted by

The partners we build, settle and grow with.

  • Noah logo
  • Wirex logo
  • Google logo
  • Microsoft logo
  • VISA logo
  • Algorand logo
  • Folks logo
  • Clemta logo
  • Maple logo
  • Quantoz logo
  • Monerium logo
  • Stripe logo
  • Mollie logo
  • Currencycloud logo
Aurea Pay

Accept payments. Anywhere.

Aurea Pay is a single checkout that takes any rail your customer prefers — fiat, stablecoin or instant bank — and routes it through audited compliance. Drop-in widget, hosted page or full SDK.

2 sec
Settlement time
+60
Currencies supported
1:1
Stablecoin conversion
Saturday, 23 May 2026
Good afternoon, Aurea
Available balance
Settled
0.00
Transfer to bank
Send SEPA
Settlement
Incoming IBAN
MT84CFTE28004000000…
Payment account
Active
Volume
Last 14 days · settled · in progress
€48.16
6 settled · 65 pending
Transfers
Send money
Transfer EUR to any SEPA bank account instantly.
Amount to send
€ 0.00
Recipient IBAN
DE89 3704 0044 0532 0130 00
Recipient name
Full name as on the account
Reference (optional)
Invoice 1042 · Rent April
Arrives via SEPA Instant or next business day
AureaAurea Pay
Aurea Hub
Invoice 006
EUR 102.50
EUR 100 + EUR 2.50 fees
Amount to merchantEUR 100
Aurea platform feeEUR 1.25
Processing feeEUR 1.25
TotalEUR 102.50
🏛 Bank Transfer
SEPA
💳 Debit Card
Card · Apple · Google Pay
Secure checkout — no account required

Every payment method

Cards, SEPA Instant, Apple/Google Pay, stablecoin and bank transfer — one unified API, one settlement ledger.

Smart routing

Automatically picks the cheapest, fastest rail per transaction. Same SLA across EEA and International use.

Compliance built-in

PSD2, MiCA, travel rule and 3DS handled at the platform layer. Your team only ships features.

Enterprise

Create the infrastructure to enable digital banking and finance for your enterprise.

Wallet-as-a-service, stablecoin integration and a programmable ledger — built for institutions that move real money at scale.

  • 01
    Wallet-as-a-Service
    Custodial, non-custodial and MPC. One API, your policy engine.
  • 02
    Stablecoin integration
    EUR/USD stablecoin rails with on/off ramps and treasury controls.
  • 03
    Multicurrency accounts
    Atomic FX between fiat and stablecoin balances inside one ledger.
  • 04
    Programmable compliance
    KYC/AML, travel rule and risk scoring as composable middleware.
In their words

The teams already shipping on Aurea.

Banks, fintechs and treasury teams use Aurea to consolidate vendors and keep compliance on the platform layer.

  • We replaced six vendors with Aurea's wallet, card and SEPA Instant rails. The audit perimeter alone paid for the migration in the first quarter.

    Quantix Italia S.r.l.
  • Day-one MiCA-ready stablecoin embed. Their team works like an extension of ours — sandbox keys before the call ended.

    BPER Bank
  • Our finance ops shrank from a 9-person reconciliation effort to a Tuesday-morning checklist. Same volume, fewer surprises.

    Node Clinic
Find us on

Where the press is writing about Aurea.

  • Forbes logo
  • Affari Italiani logo
  • La Mia Finanza logo
  • TGcom24 logo
  • BeBeez logo
  • Forbes logo
  • Affari Italiani logo
  • La Mia Finanza logo
  • TGcom24 logo
  • BeBeez logo
  • Forbes logo
  • Affari Italiani logo
  • La Mia Finanza logo
  • TGcom24 logo
  • BeBeez logo
Get a demo today

Ready for the revolution of finance with Aurea?

30-minute walkthrough of the platform, your use case mapped to live modules, and a path to production.

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